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Financing
Paying for Your Procedure: Insurance & Financing
As more and more Americans make the trip out of the United States for medical procedures, health insurance companies are slowly joining in. However, if you don't have insurance or if your insurance provider does not cover care provided outside the country, there are several alternatives for you to consider.
If you have health insurance:
Atlantic Health International (AHI) has experience working with all major health insurers (Blue Cross Blue Shield, Aetna, Cigna, United Healthcare and Humana) and also with smaller, self-insured plans on securing payment for your procedure. Several AHI healthcare facilities are contracted providers for these insurance companies. Because of the reduced cost of the procedure at a non-US hospital, insurance companies will sometimes cover surgical services on a "Letter of Agreement" (LOA) basis, with minimal out-of-pocket expense to you. However, it is important to understand that each health insurance carrier has their own policies for medical tourism locations. To find out if this is an option for you is to call us today at 800-570-1580.
If you have health insurance coverage but a high out of pocket expense or you are paying cash for your procedure:
In this situation, AHI offers two primary sources of financing to secure funding for your procedure:
- MYMEDICALLOAN.COM This loan processing company will take your application on line, process the loan through several traditional healthcare lenders and acquire the best possible terms for you. They even work with lenders willing to provide funding for people with less than perfect credit histories.
Click here to view the loan application on line. For more information, call us today at 800-570-1580.
- AHI PATIENT FINANCE PROGRAM
If you choose not to secure financing through myMedicalLoan.com, AHI can provide financing for your procedure. Our program is simple and is based on the following terms:
| Employment: | 1 year or more (same employer) |
| Down payment: | 35% to 50% of the total procedure cost |
| Payment terms: | 6, 9 or 12 months or a balloon at maturity |
| Interest Rate: | 9% |
| Security: | The balance must be secured by a credit card authorization and patient finance agreement. |
Financing terms and conditions may change based on your individual needs. To discuss all your alternatives, contact us today at 800-570-1580.
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With healthcare costs in the U.S. expected to increase 6% per year over
the next decade, the Deloitte Center for
Health Solutions anticipates the medical
tourism industry will grow 35%
annually over
the coming years.
Keep up with the
trends on our
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